A first home on a new build still needs a deposit, a lender and a clear monthly cost. Schemes and gifted deposits can help, but only where the lender will accept them on that plot. We keep the lending side straight so you can concentrate on the home.
- Deposit, gifted deposit and any builder contribution set out before you reserve
- Higher loan-to-value options only where a lender will actually do that plot
- Roles of the developer, solicitor and mortgage lender explained in plain terms
- Stamp duty for a first-time buyer shown beside the loan, as an illustration